New bank offers in November 2026: cash loans and savings

OTP banka: offer until 30 November

From 2 to 30 November OTP banka offers cash and refinancing loans at a nominal rate of 8.75% (APR 9.14%) for amounts up to RSD 1,200,000 and 8.65% (APR 9.01%) for larger amounts. The online cash loan mKeš is at 8.25% (APR 8.88%), or 8.10% (APR 8.43%) for amounts over RSD 1,200,000.

The regular rate on OTP's fixed-rate cash loan is now 9.75% (APR 10.21%). Pensioners can get an online cash loan at 11.95% in the offer. Special offers for income up to RSD 100,000 are no longer published on the bank's website.

NLB Komercijalna banka: lower cash loan rates

NLB offers cash and refinancing loans at a fixed 7.85% (APR 8.14%) for clients with income over RSD 100,000, and 7.95% (APR 8.25%) for income up to RSD 100,000. The offer for pensioners is 11.95%.

For 12-month dinar term deposits NLB offers 5.50% until 30 November, currently the highest rate on our list. Offers for housing loans and foreign-currency savings have been extended to 30 November.

Halkbank: special offer for dinar savings

Until 31 January 2027 Halkbank offers 4.00% on 12-month dinar term deposits, instead of the regular 2.75%.

ProCredit, Intesa and Yettel

ProCredit Bank still offers a fixed-rate cash loan at 7.95% (APR 8.71%). The table on the bank's website says the offer runs until 31 October, but on 4 November the bank still showed it in the page header and calculator.

Banca Intesa extended its housing loan offer to 15 November and its online savings offer to 30 November. Yettel Bank runs a card payment prize game until 13 December 2026.

How to compare offers

The rates in this article are valid on the day of our check (4 November 2026), and APRs come from each bank's representative example. Final terms are set by the bank after assessing your creditworthiness.

On the Loans page you can compare all cash, housing and car loans by APR and calculate the instalment for your amount and term. Current offers of all banks are on the Promotions page.