Poštanska štedionica loans
Banka Poštanska štedionica a.d. Beograd · Beograd
We currently track 2 offers from Poštanska štedionica. Each offer is compared with other banks by the annual percentage rate (APR), which includes fees.
Rates checked 04/11/2026 on the official bank website. Always check the bank's official website for terms and details.
Cash loans
- Lowest APR of 14 banks, in dinars, fixed rate.
Dugoročni dinarski gotovinski kredit
- EKS
- 7.22%
Example: 500,000 RSD over 60 months, about 9,898 RSD per month
- Nominal rate
- 6.99%
- Amount
- from 50,000 to 4,000,000 RSD
- Repayment term
- from 6 to 71 months
- Interest
- fixed
NKS 6,99% za klijente koji primaju zaradu u Banci (ostali: 12% na 6-12 meseci, 13,10% na 13-71 mesec); bez naknade za obradu zahteva do 30.11.2026; primer 3.000.000 RSD na 71 mesec.
Gotovinski kredit za penzionere
- EKS
- 13.69%
Example: 200,000 RSD over 6 months, about 33,333 RSD per month
- Nominal rate
- 0%
- Amount
- from 31,000 to 200,000 RSD
- Repayment term
- from 1 to 6 months
- Interest
- fixed
Kratkoročni kredit bez kamate (NKS 0%), ali uz naknadu banke od 3% - zato je EKS 13,69%; primer 50.000 RSD na 6 meseci.
Is Poštanska štedionica the best deal for you?
Compare loans from all banks by APR and installment for your amount, or compare banks by accounts, fees and network.
Frequently asked questions about loans
What loans does Poštanska štedionica offer?
Poštanska štedionica currently offers: Cash loans (2 offers). We checked the data on 04/11/2026 on the official bank website.
Poštanska štedionica Cash loans: what is the interest rate?
The lowest published APR is 7.22% (Dugoročni dinarski gotovinski kredit), nominal rate 6.99%, in dinars, fixed rate. Lowest APR of 14 banks, in dinars, fixed rate.
What is the effective interest rate (EIR) and why do we rank by it?
The effective interest rate (EIR) includes fees and other loan costs on top of the nominal rate, so it is the closest measure of the total price you actually pay. That makes EIR the only fair way to compare offers across banks.
Where does the interest rate data come from?
We collect rates from the banks' official websites (representative examples) and record the source and check date for every entry. If a bank changes its terms before our next check, the data may briefly lag behind.