We currently track 5 offers from Addiko Bank. Each offer is compared with other banks by the annual percentage rate (APR), which includes fees.
Rates checked 04/11/2026 on the official bank website. Always check the bank's official website for terms and details.
Cash loans
- No. 2 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
Kredit za primanja do 100.000 RSD
- EKS
- 7.78%
Example: 500,000 RSD over 60 months, about 10,019 RSD per month
- Nominal rate
- 7.5%
- Amount
- from 30,000 to 4,000,000 RSD
- Repayment term
- to 71 months
- Interest
- fixed
Za zaposlene i penzionere sa primanjima do 100.000 RSD, bez obaveze prenosa zarade/penzije (od 30.000 RSD); uz prenos od 300.000 RSD, EKS 8,10%; važi i za refinansiranje; primer 1.000.000 RSD na 71 mesec, EKS na dan 01.09.2025.
Keš kredit za penzionere
- EKS
- 10.96%
Example: 600,000 RSD over 60 months, about 12,881 RSD per month
- Nominal rate
- 10.45%
- Amount
- from 600,000 to 1,999,999 RSD
- Repayment term
- from 12 to 71 months
- Interest
- fixed
Zahtev online, za nove i postojeće klijente koji prenesu penziju u Addiko banku; u ekspozituri od 300.000 RSD NKS 10,95% / EKS 11,51% (primer 1.200.000 RSD); za 2.000.000-3.999.999 RSD NKS 8,25% online; primer 600.000 RSD na 71 mesec, EKS na dan 01.08.2026.
Keš kredit (od 4.000.000 RSD)
- NKS
- 7.95%
Example: 4,000,000 RSD over 60 months, about 81,010 RSD per month
- Nominal rate
- 7.95%
- Amount
- from 4,000,000 to 5,000,000 RSD
- Repayment term
- from 12 to 71 months
- Interest
- fixed
The bank has not published the EIR for this loan — only the nominal rate (no fees included) is shown, so the offer is ranked below all offers with a published EIR.
Uz prenos zarade, zahtev online (u ekspozituri 8,25%); važi i za refinansiranje; EKS nije objavljen na stranici.
Keš kredit (od 2.000.000 RSD)
- NKS
- 8.45%
Example: 2,000,000 RSD over 60 months, about 40,985 RSD per month
- Nominal rate
- 8.45%
- Amount
- from 2,000,000 to 3,999,999 RSD
- Repayment term
- from 12 to 71 months
- Interest
- fixed
The bank has not published the EIR for this loan — only the nominal rate (no fees included) is shown, so the offer is ranked below all offers with a published EIR.
Uz prenos zarade, u ekspozituri; online 8,95%; važi i za refinansiranje; EKS nije objavljen na stranici.
Keš kredit (do 2.000.000 RSD)
- NKS
- 10.95%
Example: 500,000 RSD over 60 months, about 10,859 RSD per month
- Nominal rate
- 10.95%
- Amount
- from 300,000 to 1,999,999 RSD
- Repayment term
- from 12 to 71 months
- Interest
- fixed
The bank has not published the EIR for this loan — only the nominal rate (no fees included) is shown, so the offer is ranked below all offers with a published EIR.
Uz prenos zarade, u ekspozituri; online od 600.000 RSD: NKS 10,45%; važi i za refinansiranje uz dodatni keš; EKS nije objavljen na stranici.
Is Addiko Bank the best deal for you?
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Frequently asked questions about loans
What loans does Addiko Bank offer?
Addiko Bank currently offers: Cash loans (5 offers). We checked the data on 04/11/2026 on the official bank website.
Addiko Bank Cash loans: what is the interest rate?
The lowest published APR is 7.78% (Kredit za primanja do 100.000 RSD), nominal rate 7.5%, in dinars, fixed rate. No. 2 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
What is the effective interest rate (EIR) and why do we rank by it?
The effective interest rate (EIR) includes fees and other loan costs on top of the nominal rate, so it is the closest measure of the total price you actually pay. That makes EIR the only fair way to compare offers across banks.
Where does the interest rate data come from?
We collect rates from the banks' official websites (representative examples) and record the source and check date for every entry. If a bank changes its terms before our next check, the data may briefly lag behind.