We currently track 1 offer from 3 Banka. Each offer is compared with other banks by the annual percentage rate (APR), which includes fees.
Rates checked 04/11/2026 on the official bank website. Always check the bank's official website for terms and details.
Cash loans
- No. 14 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
Kredit 100K
- EKS
- 12.35%
Example: 400,000 RSD over 60 months, about 8,837 RSD per month
- Nominal rate
- 11.7%
- Amount
- from 60,000 to 400,000 RSD
- Repayment term
- from 12 to 71 months
- Interest
- fixed
Za zaposlene na neodređeno u javnim preduzećima i ustanovama sa primanjima do 100.000 RSD; bez prenosa zarade; primer 200.000 RSD na 36 meseci.
Is 3 Banka the best deal for you?
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Frequently asked questions about loans
What loans does 3 Banka offer?
3 Banka currently offers: Cash loans (1 offer). We checked the data on 04/11/2026 on the official bank website.
3 Banka Cash loans: what is the interest rate?
The lowest published APR is 12.35% (Kredit 100K), nominal rate 11.7%, in dinars, fixed rate. No. 14 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
What is the effective interest rate (EIR) and why do we rank by it?
The effective interest rate (EIR) includes fees and other loan costs on top of the nominal rate, so it is the closest measure of the total price you actually pay. That makes EIR the only fair way to compare offers across banks.
Where does the interest rate data come from?
We collect rates from the banks' official websites (representative examples) and record the source and check date for every entry. If a bank changes its terms before our next check, the data may briefly lag behind.