We currently track 2 offers from AikBank. Each offer is compared with other banks by the annual percentage rate (APR), which includes fees.
Rates checked 04/11/2026 on the official bank website. Always check the bank's official website for terms and details.
Cash loans
- No. 8 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
Keš kredit (primanja do 100.000 RSD)
- EKS
- 8.2%
Example: 500,000 RSD over 60 months, about 10,019 RSD per month
- Nominal rate
- 7.5%
- Amount
- from 200,000 to 5,000,000 RSD
- Repayment term
- from 18 to 71 months
- Interest
- fixed
Odluka NBS za zarade do 100.000 RSD, uz prenos zarade; bez osiguranja; sa CPI osiguranjem od nemogućnosti otplate NKS 7,25% / EKS 9,21%; primer 800.000 RSD na 71 mesec, EKS obračunat 08.04.2026.
Keš kredit
- EKS
- 10.3%
Example: 500,000 RSD over 60 months, about 10,489 RSD per month
- Nominal rate
- 9.45%
- Amount
- from 200,000 to 5,000,000 RSD
- Repayment term
- from 18 to 71 months
- Interest
- fixed
Za zarade preko 100.000 RSD uz prenos zarade; bez osiguranja; sa CPI osiguranjem od nemogućnosti otplate NKS 8,45% / EKS 10,53%; bez prenosa zarade NKS 10,95%; primer 800.000 RSD na 71 mesec, EKS obračunat 08.04.2026.
Is AikBank the best deal for you?
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Frequently asked questions about loans
What loans does AikBank offer?
AikBank currently offers: Cash loans (2 offers). We checked the data on 04/11/2026 on the official bank website.
AikBank Cash loans: what is the interest rate?
The lowest published APR is 8.2% (Keš kredit (primanja do 100.000 RSD)), nominal rate 7.5%, in dinars, fixed rate. No. 8 of 14 banks by lowest APR, in dinars, fixed rate. Lowest APR: Poštanska štedionica, 7.22%, Dugoročni dinarski gotovinski kredit.
What is the effective interest rate (EIR) and why do we rank by it?
The effective interest rate (EIR) includes fees and other loan costs on top of the nominal rate, so it is the closest measure of the total price you actually pay. That makes EIR the only fair way to compare offers across banks.
Where does the interest rate data come from?
We collect rates from the banks' official websites (representative examples) and record the source and check date for every entry. If a bank changes its terms before our next check, the data may briefly lag behind.